I received my coat yesterday. I will say it does fit snuggly so if you have any Lower body bulk it may seem to too tight. It does seem to be very warm and therefore would not need to wear layers. I wish the hood was removable, as well as the “fur” trim on the hood. I also am concerned about the zipper, and wish it were better quality. It’s been a bit on the warmer side so far this year, but will get the true understanding of the coat’s warmth throughout the remainder of the season ! It is a very nice coat and I believe priced well.